Tommy Tuberville is taking heat after calling Social Security a scam.

But is he wrong?

Millions of Americans pay into the system for decades, only to receive benefits that may never equal what they contributed, especially when compared to what those same dollars might have earned if invested privately.

Critics argue Social Security is a vital safety net.

Supporters of reform argue the math simply doesn’t work for many workers.

So is calling it a “scam” political rhetoric… or an uncomfortable truth?

Dale Jackson is a thought leader for Yellowhammer News and hosts a talk show from 5-9 a.m. weekdays on WVNN.